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Country vs country: Japan and United States compared: Economy > Debt > Banks stats

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Definitions

  • Automated teller machines > ATMs > Per 100,000 adults: Automated teller machines (ATMs) (per 100,000 adults). Automated teller machines are computerized telecommunications devices that provide clients of a financial institution with access to financial transactions in a public place.
  • Bank nonperforming loans to total gross loans > %: Bank nonperforming loans to total gross loans (%). Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.
  • Commercial bank branches > Per 100,000 adults: Commercial bank branches (per 100,000 adults). Commercial bank branches are retail locations of resident commercial banks and other resident banks that function as commercial banks that provide financial services to customers and are physically separated from the main office but not organized as legally separated subsidiaries.
  • Lending interest rate > %: Lending interest rate (%). Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.
  • Real interest rate > %: Real interest rate (%). Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator.
  • Risk premium on lending > Prime rate minus treasury bill rate, %: Risk premium on lending (prime rate minus treasury bill rate, %). Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.
STAT Japan United States HISTORY
Automated teller machines > ATMs > Per 100,000 adults 127.78
Ranked 7th.
173.43
Ranked 4th. 36% more than Japan

Bank nonperforming loans to total gross loans > % 2.4%
Ranked 78th.
3.9%
Ranked 33th. 63% more than Japan

Commercial bank branches > Per 100,000 adults 33.92
Ranked 32nd.
35.26
Ranked 28th. 4% more than Japan

Lending interest rate > % 1.41%
Ranked 127th.
3.25%
Ranked 123th. 2 times more than Japan

Real interest rate > % 2.31%
Ranked 95th. 57% more than United States
1.48%
Ranked 104th.

Risk premium on lending > Prime rate minus treasury bill rate, % 1.31%
Ranked 70th.
3.16%
Ranked 53th. 2 times more than Japan

SOURCES: International Monetary Fund, Financial Access Survey. World Bank World Development Indicators.; International Monetary Fund, Global Financial Stability Report. World Bank World Development Indicators.; International Monetary Fund, International Financial Statistics and data files. World Bank World Development Indicators.; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator. World Bank World Development Indicators.; International Monetary Fund, International Financial Statistics database. World Bank World Development Indicators.

Citation

"Economy > Debt > Banks: Japan and United States compared", NationMaster. Retrieved from http://www.nationmaster.com/country-info/compare/Japan/United-States/Economy/Debt/Banks