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Finland

Finland Financial sector Stats

Definitions

  • Assets > Bank capital to assets ratio: Bank capital to assets is the ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets."
  • Assets > Bank nonperfoming loans to total gross loans: Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue."
  • Assets > Claims on governments and other public entities > Current LCU: Claims on governments and other public entities (IFS line 32an + 32b + 32bx + 32c) usually comprise direct credit for specific purposes such as financing of the government budget deficit or loans to state enterprises, advances against future credit authorisations, and purchases of treasury bills and bonds, net of deposits by the public sector. Public sector deposits with the banking system also include sinking funds for the service of debt and temporary deposits of government revenues. Data are in current local currency."
  • Assets > Domestic credit provided by banking sector > % of GDP: Domestic credit provided by the banking sector includes all credit to various sectors on a gross basis, with the exception of credit to the central government, which is net. The banking sector includes monetary authorities and deposit money banks, as well as other banking institutions where data are available (including institutions that do not accept transferable deposits but do incur such liabilities as time and savings deposits). Examples of other banking institutions are savings and mortgage loan institutions and building and loan associations."
  • Assets > Domestic credit to private sector > % of GDP: Domestic credit to private sector refers to financial resources provided to the private sector, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises."
  • Assets > Net domestic credit > Current LCU: Net domestic credit is the sum of net credit to the nonfinancial public sector, credit to the private sector, and other accounts. Data are in current local currency."
  • Capital markets > Listed domestic companies > Total: Listed domestic companies are the domestically incorporated companies listed on the country's stock exchanges at the end of the year. This indicator does not include investment companies, mutual funds, or other collective investment vehicles."
  • Capital markets > Market capitalisation of listed companies > Current US$: Market capitalisation (also known as market value) is the share price times the number of shares outstanding. Listed domestic companies are the domestically incorporated companies listed on the country's stock exchanges at the end of the year. Listed companies does not include investment companies, mutual funds, or other collective investment vehicles. Data are in current U.S. dollars."
  • Exchange rates and prices > GDP deflator > Base year varies by country: The GDP implicit deflator is the ratio of GDP in current local currency to GDP in constant local currency. The base year varies by country.
  • Exchange rates and prices > Official exchange rate > LCU per US$ > Period average: Official exchange rate refers to the exchange rate determined by national authorities or to the rate determined in the legally sanctioned exchange market. It is calculated as an annual average based on monthly averages (local currency units relative to the U.S. dollar).
  • Exchange rates and prices > Real effective exchange rate index > 2005 = 100: Real effective exchange rate is the nominal effective exchange rate (a measure of the value of a currency against a weighted average of several foreign currencies) divided by a price deflator or index of costs.
  • Interest rates > Deposit interest rate: Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits."
  • Interest rates > Interest rate spread > Lending rate minus deposit rate: Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits."
  • Interest rates > Lending interest rate: Lending interest rate is the rate charged by banks on loans to prime customers.
  • Interest rates > Real interest rate: Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator.
STAT AMOUNT DATE RANK HISTORY
Assets > Bank capital to assets ratio 7.4% 2008 57th out of 84
Assets > Bank nonperfoming loans to total gross loans 0.4% 2008 87th out of 87
Assets > Claims on governments and other public entities > Current LCU 25.19 billion 1998 65th out of 164
Assets > Domestic credit provided by banking sector > % of GDP 329.35% 1998 5th out of 163
Assets > Domestic credit to private sector > % of GDP 307.83% 1998 5th out of 163
Assets > Net domestic credit > Current LCU 385.53 billion 1998 52nd out of 165
Capital markets > Listed domestic companies > Total 125 2009 52nd out of 97
Capital markets > Market capitalisation of listed companies > Current US$ $91.02 billion 2009 36th out of 91
Exchange rates and prices > GDP deflator > Base year varies by country 111.59 2009 155th out of 162
Exchange rates and prices > Official exchange rate > LCU per US$ > Period average $0.72 2009 114th out of 123
Exchange rates and prices > Real effective exchange rate index > 2005 = 100 104.99 2009 50th out of 91
Interest rates > Deposit interest rate 1.03% 2004 142nd out of 153
Interest rates > Interest rate spread > Lending rate minus deposit rate 2.66% 2004 135th out of 140
Interest rates > Lending interest rate 3.69% 2004 142nd out of 146
Interest rates > Real interest rate 3.4% 2004 92nd out of 143

SOURCES: International Monetary Fund, Global Financial Stability Report.; International Monetary Fund, International Financial Statistics and data files.; International Monetary Fund, International Financial Statistics and data files, and World Bank and OECD GDP estimates.; Standard & Poor's, Emerging Stock Markets Factbook and supplemental S&P; data.; World Bank national accounts data, and OECD National Accounts data files.; International Monetary Fund, International Financial Statistics.; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.

Citation

"Finland Financial sector Stats", NationMaster. Retrieved from http://www.nationmaster.com/country-info/profiles/Finland/Economy/Financial-sector

Finland Economy > Financial sector Profiles (Subcategories)

Assets 7 Exchange rates and prices 6
Capital markets 6 Interest rates 4