Australia and New Zealand Banking Group Limited
Type	Public (ASX: ANZ)
Founded	1835
Headquarters	Melbourne, Australia
Key people	Mike Smith, CEO Charles Goode, Chairman
Industry	Banking and Finance
Products	Transaction accounts Insurance Stock brokerage Investment bank Asset-based lending Consumer finance Trade International Payments Foreign Exchange Credit Cards
Revenue	$10 billion AUD
Net income	$3.7 billion AUD
Employees	32,256 full time equivalent [1]
Slogan	Australia's most convenient bank, That's ANZ NOW
Website	www.anz.com

The Australia and New Zealand Banking Group Limited (Australia and New Zealand Banking Group Limited; ASX: ANZ, NZX: ANZ, NYSE: ANZ), commonly called ANZ, is the third largest bank in Australia, after the National Australia Bank and the Commonwealth Bank. Australian operations make up the largest part of ANZ's business, with commercial and retail banking dominating. ANZ is also the largest bank in New Zealand (where the legal entity became known as ANZ National Bank Limited in 2004). The Australia and New Zealand Banking Group Limited (Australia and New Zealand Banking Group Limited; ASX: ANZ, NZX: ANZ, NYSE: ANZ), commonly called ANZ, is the third largest bank in Australia, after the National Australia Bank and the Commonwealth Bank. ... Image File history File links ANZ_Logo. ... This article does not cite any references or sources. ... The Australian Securities Exchange (ASX) is the primary stock exchange in Australia. ... | Come and take it, slogan of the Texas Revolution 1835 was a common year starting on Thursday (see link for calendar). ... Image File history File links This is a lossless scalable vector image. ... This article is about the Australian city; the name may also refer to City of Melbourne or Melbourne city centre. ... Chief Executive Officer (CEO) is the job of having the ultimate executive responsibility or authority within an organization or corporation. ... A Chairman is the presiding officer of a meeting, organization, committee, or other deliberative body. ... Transactions deposit is a term used by the Federal Reserve for checkable deposits and other accounts that can be used directly as cash without withdrawal limits or restrictions. ... Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. ... A stock broker or stockbroker or stock brokerage is someone or a firm who performs transactions in financial instruments on a stock market as an agent of his/her/its clients who are unable or unwilling to trade for themselves. ... To meet Wikipedias quality standards, this article or section may require cleanup. ... In the simplest meaning, asset-based lending is any kind of lending secured by an asset. ... Consumer finance in the most basic sense of the word refers to any kind of lending to consumers. ... It has been suggested that Commerce be merged into this article or section. ... Payments can be categorized in three types 1) Book transfer; Payment from one account to another account in the same currency within the same bank. ... Foreign exchange has several meanings: In telecommunications, Foreign exchange service is a type of network service. ... A credit card system is a type of retail transaction settlement and credit system, named after the small plastic card issued to users of the system. ... For the tax agency in Ireland of the same name, see Revenue Commissioners. ... Billion may mean: 1,000,000,000 (one thousand million; ), used by most English-speaking countries (American and usual modern British meaning) 1,000,000,000,000 (one million million; ), used by most other countries outside Asia (older British meaning). ... ISO 4217 Code AUD User(s) Australia, Kiribati, Nauru, Tuvalu, Christmas Island, Cocos (Keeling) Islands, and Norfolk Island Inflation 1. ... Net income is equal to the income that a firm has after subtracting costs and expenses from the total revenue. ... Billion may mean: 1,000,000,000 (one thousand million; ), used by most English-speaking countries (American and usual modern British meaning) 1,000,000,000,000 (one million million; ), used by most other countries outside Asia (older British meaning). ... ISO 4217 Code AUD User(s) Australia, Kiribati, Nauru, Tuvalu, Christmas Island, Cocos (Keeling) Islands, and Norfolk Island Inflation 1. ... This article is about work. ... Look up slogan in Wiktionary, the free dictionary. ... A website (alternatively, Web site or web site) is a collection of Web pages, images, videos or other digital assets that is hosted on one or several Web server(s), usually accessible via the Internet, cell phone or a LAN. A Web page is a document, typically written in HTML... The Australia and New Zealand Banking Group Limited (Australia and New Zealand Banking Group Limited; ASX: ANZ, NZX: ANZ, NYSE: ANZ), commonly called ANZ, is the third largest bank in Australia, after the National Australia Bank and the Commonwealth Bank. ... The Australian Securities Exchange (ASX) is the primary stock exchange in Australia. ... New Zealand Exchange Limited (NZX) is the successor to many decades of a New Zealand stock exchange run as a non-profit body. ... The New York Stock Exchange (NYSE), nicknamed the Big Board, is a New York City-based stock exchange. ... The ANZ Bank (Australia And New Zealand Banking Group Limited) is one of the largest Australia. ... For other uses, see Bank (disambiguation). ... The National Australia Bank or nab (ASX: NAB, LSE: NAB, NYSE: NAB, TYO: 8637) colloquially the National or the NAB. The NAB is part of the NAB Group. ... The Commonwealth Bank of Australia (ASX: CBA) is one of the largest financial institutions in Australia, founded in 1911 by the Australian Government. ... In economics, a business is a legally-recognized organizational entity existing within an economically free country designed to sell goods and/or services to consumers, usually in an effort to generate profit. ... A commercial bank is a type of financial intermediary and a type of bank. ... According to investopedia. ... ANZ Banking Group New Zealand is one of the largest banks in New Zealand. ... Year 2004 (MMIV) was a leap year starting on Thursday of the Gregorian calendar. ...

In addition to operations throughout Australia and New Zealand, ANZ also extends itself to twenty-five other nations. It is one of the leading banks in the South Pacific and in Asia. ^[2] For other uses, see Oceania (disambiguation). ... For other uses, see Asia (disambiguation). ...

ANZ posted a net profit of A$3.69 billion for the year ended September 30, 2006. ANZ recorded revenue growth of 8.4 per cent in the year ended September 30, with group operating revenue of A$10.15 billion and assets of $335 billion. ^[1] Net profit is an accounting term which is commonly used in business. ... ISO 4217 Code AUD User(s) Australia, Kiribati, Nauru, Tuvalu, Christmas Island, Cocos (Keeling) Islands, and Norfolk Island Inflation 3. ... Billion may mean: 1,000,000,000 (one thousand million; ), used by most English-speaking countries (American and usual modern British meaning) 1,000,000,000,000 (one million million; ), used by most other countries outside Asia (older British meaning). ... A year (from Old English gēr) is the time between two recurrences of an event related to the orbit of the Earth around the Sun. ... is the 273rd day of the year (274th in leap years) in the Gregorian calendar. ... Year 2006 (MMVI) was a common year starting on Sunday of the Gregorian calendar. ... For the tax agency in Ireland of the same name, see Revenue Commissioners. ... Growth can mean increase in spatial number or complexity for concrete entities in time or increase in some other dimension for abstract or hard-to-measure entities. ... A percentage is a way of expressing a proportion or a fraction as a whole number. ... A year (from Old English gēr) is the time between two recurrences of an event related to the orbit of the Earth around the Sun. ... is the 273rd day of the year (274th in leap years) in the Gregorian calendar. ... Look up group in Wiktionary, the free dictionary. ... For the tax agency in Ireland of the same name, see Revenue Commissioners. ... ISO 4217 Code AUD User(s) Australia, Kiribati, Nauru, Tuvalu, Christmas Island, Cocos (Keeling) Islands, and Norfolk Island Inflation 3. ... Billion may mean: 1,000,000,000 (one thousand million; ), used by most English-speaking countries (American and usual modern British meaning) 1,000,000,000,000 (one million million; ), used by most other countries outside Asia (older British meaning). ... In business and accounting an asset is anything owned, whether in possession or by right to take possession, by a person or a group acting together, e. ...

History

1800s

• 1835: ANZ began in London when The Bank of Australasia was established under Royal Charter
• 1837: The Union Bank of Australia was established. This was an Anglo-Australian bank
• 1852: The English, Scottish and Australian Bank (ES&A) was established in 1852. This was anAnglo-Australian bank

This article is about the capital of England and the United Kingdom. ... For the ship of the same name, see Royal Charter (ship). ... Anglo-Celtic Australian is an ethnic or cultural category, used to describe the majority of white Australians. ... Anglo-Celtic Australian is an ethnic or cultural category, used to describe the majority of white Australians. ...

1950-60s

An ANZ newspaper ad from 1957.

• 1951: The Bank of Australasia merges with the Union Bank of Australia to form ANZ Bank
• 1966: Starts operations in Honiara, Solomon Islands
• 1968: Opens office in New York, USA
• 1969: Establishes representative office in Tokyo, Japan

Image File history File links Metadata Size of this preview: 350 × 599 pixelsFull resolution‎ (1,118 × 1,912 pixels, file size: 412 KB, MIME type: image/jpeg) ad from The Argus, 19th January 1957 I, the copyright holder of this work, hereby release it into the public domain. ... Image File history File links Metadata Size of this preview: 350 × 599 pixelsFull resolution‎ (1,118 × 1,912 pixels, file size: 412 KB, MIME type: image/jpeg) ad from The Argus, 19th January 1957 I, the copyright holder of this work, hereby release it into the public domain. ... The Australia and New Zealand Banking Group Limited (Australia and New Zealand Banking Group Limited; ASX: ANZ, NZX: ANZ, NYSE: ANZ), commonly called ANZ, is the third largest bank in Australia, after the National Australia Bank and the Commonwealth Bank. ... Honiara, population 49,107 (1999), is the capital of the Solomon Islands and of Guadalcanal Province, although it is a separately administered town. ... This article is about the state. ... For other uses, see Tokyo (disambiguation). ...

1970s

• 1970:
  • In what was then the largest merger in Australian banking history, ANZ merged with the English, Scottish and Australian Bank Limited to form the present organization, Australia and New Zealand Banking Group Limited
  • Starts operations in Vanuatu
• 1971: Opens representative office in Malaysia
• 1976: ANZ (PNG) established
• 1977: ANZ incorporated in Australia (transfer from UK)
• 1979: Acquires the Bank of Adelaide

The phrase mergers and acquisitions or M&A refers to the aspect of corporate finance strategy and management dealing with the merging and acquiring of different companies as well as assets. ... For other uses, see Bank (disambiguation). ... This page deals with the combination of two companies into one. ... The Australia and New Zealand Banking Group Limited (Australia and New Zealand Banking Group Limited; ASX: ANZ, NZX: ANZ, NYSE: ANZ), commonly called ANZ, is the third largest bank in Australia, after the National Australia Bank and the Commonwealth Bank. ... The Bank of Adelaide was founded in 1865 in Adelaide, the capital of South Australia. ...

1980s

• 1980: Singapore and New York representative offices upgraded to branch status
• 1984: Purchases Grindlays Bank
• 1985:
  • Acquires Barclays’ operations in Fiji and Vanuatu
  • Receives full commercial banking licence and opens branch in Frankfurt, Germany
  • Announces ANZ Singapore Limited
  • Opens representative office in Bangkok, Thailand
• 1988:
  • Opens branch in Rarotonga, Cook Islands
  • Opens branch office in Paris, France
• 1989: Purchases PostBank from New Zealand Government

This article is about the state. ... Standard Chartered Bank (LSE: STAN, SEHK: 2888) is a British bank headquartered in London with operations in more than fifty countries. ... Barclays Bank is the fourth largest bank in the United Kingdom. ... A commercial bank is a type of financial intermediary and a type of bank. ... A license or licence is a document or agreement giving permission to do something. ...   (German: , English: American English: ) is the largest city in the German state of Hesse and the fifth-largest city in Germany, with a mid-2007 population of 663,567. ... Location within in Thailand Coordinates: , Country Settled Ayutthaya Period Founded as capital 21 April 1782 Government  - Type Special administrative area  - Governor Apirak Kosayothin Area  - City 1,568. ... Rarotonga Island from space, September 1994 View of a Rarotongan beach. ... This article is about the capital of France. ... Postbank AG (The German postal bank AG) is since the 2. ... New Zealand functions as a constitutional monarchy with a parliamentary system of government. ...

1990s

ANZ World Headquarters. Designed by Peddle Thorp Architects, the building is affectionately known as Gothic Tower due to its architecture. Queen Street, Melbourne.

• 1990:
  • Acquires National Mutual Royal Bank Limited
  • Acquires Lloyds’ operations in Papua New Guinea
  • Acquires Bank of New Zealand’s operations in Fiji
  • Acquires Town and Country Building Society in Western Australia

• 1991:
  • Acquires 75 per cent of Bank of Western Samoa
  • Opens representative office in the Philippines

• 1993:
  • New world headquarters built in Melbourne, Australia
  • Joint venture established with PT Panin Bank, Indonesia
  • Opens a branch in Hanoi and a representative office in Ho Chi Minh City, Vietnam
  • Opens a branch in Shanghai and a representative office in Guangzhou, China
  • Starts operations in Tonga
  • Sold Canadian operations to HSBC Bank Canada

• 1995:
  • Opens a commercial banking branch in Manila, Philippines, the first Australian and New Zealand bank to do so

• 1996:
  • www.anz.com launched
  • ANZ opens its second Vietnamese branch at Ho Chi Minh City

• 1997:
  • John McFarlane appointed Chief Executive Officer
  • ANZ Phone Banking launched
  • Official opening of Beijing branch, China
  • Bank of Western Samoa changes its name to ANZ Bank (Samoa)
• 1998: Acquires stake in PT Panin Bank, Indonesia

• 1999:
  • ANZ Internet Banking launched
  • ANZ announces strategic alliance with E*Trade Australia for online share trading service
  • Purchases Amerika Samoa Bank

Image File history File linksMetadata Anz_world_headquarters_queen_street_melbourne. ... Image File history File linksMetadata Anz_world_headquarters_queen_street_melbourne. ... Queen Street is a street in the Melbourne central business district. ... This article is about the Australian city; the name may also refer to City of Melbourne or Melbourne city centre. ... The Bank of New Zealand (BNZ) is one of New Zealands largest banks. ... Slogan or Nickname: Wildflower State or the Golden State Other Australian states and territories Capital Perth Government Constitutional monarchy Governor Ken Michael Premier Alan Carpenter (ALP) Federal representation  - House seats 15  - Senate seats 12 Gross State Product (2005-06)  - Product ($m)  $107,910 (4th)  - Product per capita  $53,134/person... This article is about the Australian city; the name may also refer to City of Melbourne or Melbourne city centre. ... A joint venture (often abbreviated JV) is an entity formed between two or more parties to undertake economic activity together. ... Hanoi (Vietnamese: Hà Ná»™i, Hán Tá»±: 河内)  , estimated population 3,145,300 (2005), is the capital of Vietnam. ... Saigon redirects here. ... For other uses, see Shanghai (disambiguation). ... Guangzhou is the capital and the sub-provincial city of Guangdong Province in the southern part of the Peoples Republic of China. ... HSBC Bank Canada, formerly the Hongkong Bank of Canada, is a bank in Canada that is part of British banking giant HSBC - one of the largest banking groups in the world. ... A commercial bank is a type of financial intermediary and a type of bank. ... For other meanings of the word, see Manila (disambiguation). ... Saigon redirects here. ... John McFarlane is the chief executive of the ANZ Banking Group, one of Australias leading banks. ... “Chief executive” redirects here. ... Peking redirects here. ... Look up Stake in Wiktionary, the free dictionary. ... A Strategic Alliance is a formal relationship formed between two or more parties to pursue a set of agreed upon goals or to meet a critical business need while remaining independent organizations. ... Online means being connected to the Internet or another similar electronic network, like a bulletin board system. ... Look up share on Wiktionary, the free dictionary. ... Look up Trade in Wiktionary, the free dictionary Trade centers on the exchange of goods and/or services. ... In 2001, ANZ completed the acquisition of Amerika Samoa Bank (ASB; est. ...

2000s

• 2000:
  • ANZ sells its Grindlays businesses in the Middle East and South Asia, and associated Grindlays Private Banking business, to Standard Chartered
  • Granted local currency (Renminbi) licence from the People’s Bank of China
• 2001:
  • Acquires 75 per cent of Bank of Kiribati
  • ANZ Timor Leste opens
  • Establishes cards business in Hong Kong
• 2002:
  • Forms joint venture with ING Group for funds management and life insurance business in Australia and New Zealand
  • One millionth customer registers for ANZ Internet Banking in Australia
• 2003: Acquires National Bank of New Zealand.
• 2006: New world headquarters announced for Melbourne Docklands near the headquarter of the National Australia Bank
• 2007:
  • ANZ wins Money Magazine "Bank of the Year" award again after having been ousted by the National Australia Bank in 2006
  • ANZ acquires E*Trade Australia^[3]
  • Mike Smith, formerly of HSBC, assumes the role of CEO with the retirement of John McFarlane on 1 October 2007^[4]

A map showing countries commonly considered to be part of the Middle East The Middle East is a region comprising the lands around the southern and eastern parts of the Mediterranean Sea, a territory that extends from the eastern Mediterranean Sea to the Persian Gulf. ... Map of South Asia (see note on Kashmir). ... Standard Chartered Bank is a British bank headquartered in London with operations in many countries , especially in Asia and Africa. ... A license or licence is a document or agreement giving permission to do something. ... A joint venture (often abbreviated JV) is an entity formed between two or more parties to undertake economic activity together. ... ING House, ING headquarters in Amsterdam ING Groep N.V. (NYSE: ING, Euronext: INGA) (known as ING Group) is a financial institution of Dutch origin offering banking, insurance and asset management services. ... Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured individuals or individuals death. ... In economics, a business is a legally-recognized organizational entity existing within an economically free country designed to sell goods and/or services to consumers, usually in an effort to generate profit. ... The National Bank of New Zealand (NBNZ) is one of New Zealands largest banks. ... The Melbourne Docklands is a new inner city suburb and Urban renewal project in Melbourne, Australia. ... The National Australia Bank or nab (ASX: NAB, LSE: NAB, NYSE: NAB, TYO: 8637) colloquially the National or the NAB. The NAB is part of the NAB Group. ... Cover of Money magazine Money is a Time Warner financial magazine. ... The National Australia Bank or nab (ASX: NAB, LSE: NAB, NYSE: NAB, TYO: 8637) colloquially the National or the NAB. The NAB is part of the NAB Group. ... Year 2006 (MMVI) was a common year starting on Sunday of the Gregorian calendar. ... For other uses, see HSBC (disambiguation). ... Chief Executive Officer (CEO) is the job of having the ultimate executive responsibility or authority within an organization or corporation. ... John McFarlane is the chief executive of the ANZ Banking Group, one of Australias leading banks. ... This article is about the year 1. ... For other uses, see October (disambiguation). ... Year 2007 (MMVII) is the current year, a common year starting on Monday of the Gregorian calendar and the AD/CE era in the 21st century. ...

Organizational Structure of the bank

Personal Banking

• Retail Banking
• Regional & Rural Banking
• Banking Products
• Mortgages
• Consumer Finance
• Investment & Insurance Products
• Small Business
• Pacific
• Esanda Finance Corporation Ltd

Institutional Banking According to investopedia. ... Introduction A mortgage is a device used to create a lien on real estate by contract. ... Consumer finance in the most basic sense of the word refers to any kind of lending to consumers. ... Invest redirects here. ... Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. ... A small business may be defined as a business with a small number of employees. ... Esanda Finance Corporation Ltd is a wholly owned subsidiary of ANZ Bank which is a finance company. ...

• Institutional Banking
• Corporate Finance
• Markets
• Working Capital
• Corporate Banking
• Business Banking
• Asia
• Economics@ANZ
• Operations & Shared Services

New Zealand division Domestic credit to private sector in 2005 Corporate finance is an area of finance dealing with the financial decisions corporations make and the tools and analysis used to make these decisions. ... Chichicastenango, Guatemala traditional market Market stall in internally displaced persons camp in Kitgum, northern Uganda Mercado dos Lavradores, Funchal (Madeira Islands) A market is a mechanism which allows people to trade, normally governed by the theory of supply and demand. ... Domestic credit to private sector in 2005 Working capital (also known as net working capital) is a financial metric which represents the amount of day-by-day operating liquidity available to a business. ...

• ANZ New Zealand
• The National Bank
• UDC Finance
• Eftpos New Zealand
• Bonus Bonds

Other Business units ANZ Banking Group New Zealand is one of the largest banks in New Zealand. ... The National Bank is a Norwegian rock/pop band, whose debut album was released in Norway in 2004 and featured the hit song Tolerate. Consisting of musicians already well-known in their native country, from such bands as Jaga Jazzist and Bigbang, and featuring the accomplished singer-songwriter Thomas Dybdahl... Bonus Bonds is a New Zealand unit trust founded in 1970 with a cash prize based reward scheme. ...

• International Partnerships
• ING Australia
• Private Bank

Shared Services Private banks are banks which are not incorporated, and hence the entirety of their assets is available to meet the liabilities of the bank. ...

• Technology
• Payments
• Shared Services
• Operational & Technology Risk
• Property
• OTSS India

Corporate Centre This article or section does not cite any references or sources. ...

• Group Financial Management
• Internal Audit
• Corporate Communications
• Group Corporate Affairs
• People Capital and Breakout
• Risk Management
• Group Strategic Development

Asia-Pacific

ANZ is one of the leading Australian bank in the Asia-Pacific region. It has been aggressive in its expansion into the emerging markets of China, Vietnam, and Indonesia. For other uses, see Bank (disambiguation). ... Map showing general definition of Asia-Pacific The term Asia-Pacific generally applies to littoral East Asia, Southeast Asia and Australasia near the Pacific Ocean, plus the states in the ocean itself (Oceania). ... Look up Region in Wiktionary, the free dictionary. ... Emerging markets are those countries that are on their way from a less developed to a developed country. ...

In March 2005, it formed a strategic alliance with Vietnam's Sacombank involving an acquisition of 10% of Sacombank’s share capital. As part of the strategic alliance, ANZ will provide technical assistance in the areas of risk management and retail and small business banking. For other uses, see March (disambiguation). ... Year 2005 (MMV) was a common year starting on Saturday (link displays full calendar) of the Gregorian calendar. ... A Strategic Alliance is a formal relationship formed between two or more parties to pursue a set of agreed upon goals or to meet a critical business need while remaining independent organizations. ... Look up acquisition in Wiktionary, the free dictionary. ... Share capital or issued capital (UK English) or capital stock (US English)[1] refers to the portion of a companys equity that has been obtained (or will be obtained) by trading stock to a shareholder for cash or an equivalent item of capital value. ... A Strategic Alliance is a formal relationship formed between two or more parties to pursue a set of agreed upon goals or to meet a critical business need while remaining independent organizations. ... The ANZ Bank (Australia And New Zealand Banking Group Limited) is one of the largest Australia. ... Development aid (also development assistance, international aid, overseas aid or foreign aid) is aid given by developed countries to support economic development in developing countries. ... For non-business risks, see risk or the disambiguation page risk analysis. ... Drawing of a self-service store. ... A small business may be defined as a business with a small number of employees. ... For other uses, see Bank (disambiguation). ...

ANZ has followed a similar strategy in China, where it acquired a 20% share in Tianjin City Commercial Bank in July 2006. It is also expected to complete a similar deal with Shanghai Rural Commercial Bank by December 2006. A strategy is a long term plan of action designed to achieve a particular goal, most often winning. Strategy is differentiated from tactics or immediate actions with resources at hand by its nature of being extensively premeditated, and often practically rehearsed. ... An acquired disorder is a medical condition which develops post-fetally; in contrast with a congenital disorder, which is present at birth. ... Look up share on Wiktionary, the free dictionary. ... July is the seventh month of the year in the Gregorian Calendar and one of seven Gregorian months with the length of 31 days. ... Year 2006 (MMVI) was a common year starting on Sunday of the Gregorian calendar. ... Look up December in Wiktionary, the free dictionary. ... Year 2006 (MMVI) was a common year starting on Sunday of the Gregorian calendar. ...

Offshoring

Like other major Australian banks, ANZ have been progressively shifting jobs to India. ANZ's Bangalore office has been operational since 1989, making it one of the first organisations to employ IT staff based in India. ANZ employs around 1,800 staff in Bangalore, India^[5]. 1100 IT positions, 150 positions in Payments and Institutional Operations and International and High Value Services and 150 positions in Operations Personal Banking have been shifted from Melbourne to India. ANZ predicts that by 2008, over 2000 jobs will have been shifted from Australia to Bangalore.^[6] Bangalore (ಬೆಂಗಳೂರು in Kannada) is the capital and largest city of the state of Karnataka in India. ...

Community involvement

ANZ is involved in Community Services such as conducting financial literacy to minor and adult citizens of Australia. Financial literacy is the ability of individuals to make appropriate decisions in managing their personal finances. ... Look up minor in Wiktionary, the free dictionary. ... For the adult insect stage, see Imago. ... Citizenship is membership in a political community (originally a city but now a state), and carries with it rights to political participation; a person having such membership is a citizen. ...

The organization also participates in the Australian Government's Greenhouse Challenge and the Carbon Disclosure Project which aims to greatly trim down environmental perils in the long run. This article describes the national government of Australia. ... Category: ... This article is about the natural environment. ...

Advertising

In 2005 an advertisement included two famous robots: Lost in Space robot, and a Dalek from Doctor Who In 2006 the company started a TV campaign with a series of medium-sell ads featuring their new mascot - the Falcon, a bird trained to stop credit card thieves illustrating the company's measures in prevention of phishing. This campaign according to the review by Sydney's A Current Affair program was mentioned as one of the most popular new ads of the year. Year 2005 (MMV) was a common year starting on Saturday (link displays full calendar) of the Gregorian calendar. ... Generally speaking, advertising is the paid promotion of goods, services, companies and ideas by an identified sponsor. ... Robots may refer to: Robot, an dogs-mechanical or bio-mechanical device Robots (film), a computer-animated film Robots (video game), based on the movie Robots (novel), a science fiction novel by Isaac Asimov Robots (J-Pop) Robot (disambiguation) Category: ... For other uses, see Lost in Space (disambiguation). ... For other uses, see robot (disambiguation). ... For other uses, see Dalek (disambiguation). ... This article is about the television series. ... Year 2006 (MMVI) was a common year starting on Sunday of the Gregorian calendar. ... Look up company in Wiktionary, the free dictionary. ... See TV (disambiguation) for other uses and Television (band) for the rock band European networks National In much of Europe television broadcasting has historically been state dominated, rather than commercially organised, although commercial stations have grown in number recently. ... Look up Campaign in Wiktionary, the free dictionary. ... In a general sense, a series is a related set of things that occur one after the other or are otherwise connected one after the other. ... Millie, once mascot of the City of Brampton, is now the Brampton Arts Councils representative. ... For other uses, see Bird (disambiguation). ... Look up credit card in Wiktionary, the free dictionary. ... Look up company in Wiktionary, the free dictionary. ... An example of a phishing email, disguised as an official email from a (fictional) bank. ... Look up Campaign in Wiktionary, the free dictionary. ... Look up Review in Wiktionary, the free dictionary. ... This article is about the metropolitan area in Australia. ... For the American television program of the same name, see A Current Affair (US TV series). ... Program or Programme may refer to: Computer program Radio programming Television program(me), Webcast Program (management) 12-step program Program (The Animatrix), a short film in The Animatrix series Event programme British tabloid form of comic book, called prog in short. ... A year (from Old English gēr) is the time between two recurrences of an event related to the orbit of the Earth around the Sun. ...

Notes and references

See also

• Peddle Thorp Melbourne

External links

• ANZ homepage

v • d • e S&P/ASX 50 companies of Australia

AGL Energy Limited · Alumina Limited · Amcor Limited · AMP Limited · Aristocrat Leisure Limited · Asciano Limited · ASX Limited · Australia and New Zealand Banking Group · AXA Asia Pacific Holdings Limited · BHP Billiton Limited · Bluescope Steel Limited · Brambles Industries Limited · Centro Properties Group · Commonwealth Bank of Australia · Consolidated Media Holdings · Crown Limited · CSL Limited · Fairfax Media Limited · Foster's Group Limited · Goodman Group · GPT Group · Insurance Australia Group Limited · Lend Lease Corporation Limited · Macquarie Airports · Macquarie Bank Limited · Macquarie Infrastructure Group · Mirvac Group · National Australia Bank Limited · Newcrest Mining Limited · News Corporation · Orica Limited · Origin Energy Limited · Qantas Airways Limited · QBE Insurance Group Limited · Rio Tinto Limited · Santos Limited · St George Bank Limited · Stockland · Suncorp-Metway Limited · Tabcorp Holdings Limited · Telecom Corporation Of New Zealand Limited · Telstra (Installment Receipts) · Telstra Corporation Limited · Toll Holdings Limited · Transurban Group · Wesfarmers Limited · Westfield Group · Westpac Banking Corporation · Woodside Petroleum Limited · Woolworths Limited · Zinifex Image File history File links This is a lossless scalable vector image. ... The S&P/ASX 50 index is a stock market index of Australian stocks listed on the Australian Stock Exchange from Standard & Poors. ... AGL Energy Limited (ASX: AGK) is an Australian company involved in generating and selling electricity and natural gas. ... Alumina Limited is a public company listed on the Australian Stock Exchange. ... Amcor Limited (ASX: AMC) is an Australian-based multinational packaging company. ... AMP Limited building in Melbourne. ... Aristocrat Leisure Limited ASX: ALL is an Australian company, which has its administrative centre in the Sydney suburb of Lane Cove, although the majority of its research and development is done at its Rosebery site. ... Asciano Limited (ASX: AIO) is an Australian transport infrastructure and operations company. ... The Australian Securities Exchange (ASX) is the primary stock exchange in Australia. ... Not to be confused with Sun Life Financial. ... Billiton redirects here. ... BlueScope Steel is a flat product steel producer with operations in Australia, New Zealand, Asia, the Pacific and North America. ... Brambles Industries is an Australian-headquarted multinational group of companies specialising in logistics, including waste management, document management, and other logistical issues. ... Centro Properties Group Limited (ASX: CNP) is an Australian company (also known as an Australian Stock Exchange listed stapled entity) that is a property investor and manager mainly in shopping centres in Australia, New Zealand and the United States. ... The Commonwealth Bank of Australia (ASX: CBA) is one of the largest financial institutions in Australia, founded in 1911 by the Australian Government. ... Publishing and Broadcasting Limited, or PBL, is one of Australias major media companies. ... Publishing and Broadcasting Limited, or PBL, is one of Australias major media companies. ... CSL Limited is an Australian-based manufacturer of medical products. ... It has been suggested that John Fairfax Holdings be merged into this article or section. ... Fosters Group is a beer group with interests in brewing, wine-making and soft drinks. ... General Property Trust Limited (ASX: GPT), trading as GPT Group, is an Australian company (also known as an Australian Stock Exchange listed stapled entity) that is a property investor and manager in Australia, Europe and the United States. ... Insurance Australia Group Limited (IAG) is an Australian publicly-listed company with its shares traded on the Australian Stock Exchange as ASX: IAG. The company was formed by the demutualisation of the NRMA Insurance business in July 2000 and a return of shares to the members of NRMA. According to... Lend Lease Corporation Limited is an Australian-based multinational property management and investment company. ... Macquarie Bank Limited is an Australian merchant bank and financial services group, providing a broad range of products and services to investors, corporations and government. ... Macquarie Bank Limited is an Australian merchant bank and financial services group, providing a broad range of services to businesses individuals. ... Mirvac Group (ASX: MGR) is a diversified property investment and management group in Australia with more than $20 billion of assets under control across the investment, development, and hotel and funds management spectrum. ... The National Australia Bank or nab (ASX: NAB, LSE: NAB, NYSE: NAB, TYO: 8637) colloquially the National or the NAB. The NAB is part of the NAB Group. ... Newcrest Mining Limited (ASX: NCM) engages in the exploration, development, mining and sale of gold and gold-copper concentrate. ... 1211 Avenue of the Americas (Sixth Avenue), where News Corporation is based News Corporation (abbreviated to News Corp) (NYSE: NWS, NYSE: NWSa, ASX: , LSE: NCRA) is an American media conglomerate company and the third worlds largest. ... Orica is a multinational corporation that manufactures various chemical products. ... Origin Energy logo Origin Energy ASX: ORG is an Australian gas and electricity company. ... Qantas (pronounced ) is the name and callsign of the worlds third oldest continuously running independent airline behind KLM Royal Dutch Airlines and Avianca. ... QBE Insurance Group Limited ASX: QBE is an Australian based general insurance provider, providing insurance services mainly to the Asia Pacific region, but also America and Europe. ... Rio Tinto is a multinational mining and resources group founded originally in 1873. ... Santos Ltd. ... St. ... Stockland is a diversified Australian property development company. ... Formerly Suncorp, Metway, and QIDC, Suncorp Metway is an Australian finance, insurance, and banking corporation and Australias sixth largest bank and fourth largest general insurance group. ... Tabcorp Holdings is an Australian company with interests in gaming and wagering. ... Telecom New Zealand (NZX: TEL ASX: NYSE: NZT) is a Wellington, New Zealand-based telephone company and, through its subdivision Xtra, an internet service provider. ... Telstra Corporation (ASX: , NZX: TLS, NYSE: TLS) (formed from Telecom Australia) is an Australian telecommunications and media company under private ownership, with a dominant position in landline telephone services, a large share of mobile phone services, domestic consumer (including dial-up access, 50% of Broadband internet broadband cable modem, satellite... Telstra Corporation (ASX: , NZX: TLS, NYSE: TLS) (formed from Telecom Australia) is an Australian telecommunications and media company under private ownership, with a dominant position in landline telephone services, a large share of mobile phone services, domestic consumer (including dial-up access, 50% of Broadband internet broadband cable modem, satellite... Toll Holdings is Australias largest transport company, with units or divisions in trucking, rail, sea and air transport. ... Transurban is an Australian transnational Corporation which buys toll roads all over the world. ... Wesfarmers (ASX: WES) is one of Australia’s largest public companies, with its headquarters in Perth, Western Australia. ... The Westfield Group is a multinational company that owns shopping centres in Australia, New Zealand, the United Kingdom, and the United States. ... Westpac Banking Corporation ASX: WBC NZX: WBC, usually called Westpac, is the fourth largest bank in Australasia, after the National Australia Bank, Commonwealth Bank of Australia and ANZ and one of the largest banks in the South Pacific. ... Woodside Petroleum Limited is an Australian petroleum mining company. ... Woolworths Limited is a major Australian company with extensive retail interest throughout Australia and New Zealand. ... Zinifex is an Australian company which operates two zinc and lead mines, three zinc refineries and a lead smelter. ...