The Australia and New Zealand Banking Group Limited (Australia and New Zealand Banking Group Limited; ASX: ANZ, NZX: ANZ, NYSE: ANZ), commonly called ANZ, is the third largest bank in Australia, after the National Australia Bank and the Commonwealth Bank. Australian operations make up the largest part of ANZ's business, with commercial and retail banking dominating. ANZ is also the largest bank in New Zealand (where the legal entity became known as ANZ National Bank Limited in 2004). Image File history File links ANZ_Logo. ... A public company usually refers to a company which is permitted to offer its securities (stock, bonds, etc. ... The Australian Securities Exchange (ASX) is the primary stock exchange in Australia. ... | Come and take it, slogan of the Texas Revolution 1835 was a common year starting on Thursday (see link for calendar). ... Image File history File links This is a lossless scalable vector image. ... Melbournes CBD has grown to straddle the Yarra River in three major precincts. ... John McFarlane is the chief executive of the ANZ Banking Group, one of Australias leading banks. ... Chief Executive Officer (CEO) is the job of having the ultimate executive responsibility or authority within an organization or corporation. ... A Chairman is the presiding officer of a meeting, organization, committee, or other deliberative body. ... Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. ... A stock broker or stockbroker or stock brokerage is someone or a firm who performs transactions in financial instruments on a stock market as an agent of his/her/its clients who are unable or unwilling to trade for themselves. ... To meet Wikipedias quality standards, this article or section may require cleanup. ... In the simplest meaning, asset-based lending is any kind of lending secured by an asset. ... Consumer finance in the most basic sense of the word refers to any kind of lending to consumers. ... This article or section does not adequately cite its references or sources. ... Foreign exchange has several meanings: In telecommunications, Foreign exchange service is a type of network service. ... A credit card system is a type of retail transaction settlement and credit system, named after the small plastic card issued to users of the system. ... Revenue is a U.S. business term for the amount of money that a company earns from its activities in a given period, mostly from sales of products and/or services to customers. ... ISO 4217 Code AUD User(s) Australia, Kiribati, Nauru, Tuvalu, Christmas Island, Cocos (Keeling) Islands, and Norfolk Island Inflation 3. ... Net income is equal to the income that a firm has after subtracting costs and expenses from the total revenue. ... ISO 4217 Code AUD User(s) Australia, Kiribati, Nauru, Tuvalu, Christmas Island, Cocos (Keeling) Islands, and Norfolk Island Inflation 3. ... For the album by the Kaiser Chiefs see Employment (album) Employment is a contract between two parties, one being the employer and the other being the employee. ... A website (alternatively, Web site) is a collection of Web pages, images, videos and other digital assets that is hosted on a Web server, usually accessible via the Internet or a LAN. A Web page is a document, typically written in HTML, that is almost always accessible via HTTP, a... The Australian Securities Exchange (ASX) is the primary stock exchange in Australia. ... New Zealand Exchange Limited (NZX) is the successor to many decades of a New Zealand stock exchange run as a non-profit body. ... The New York Stock Exchange (NYSE), nicknamed the Big Board, is a New York City-based stock exchange. ... “Banker” redirects here. ... The National Australia Bank or nab (ASX: NAB, LSE: NAB, NYSE: NAB, TYO: 8637 ) colloquially the National or the NAB. The NAB is part of the NAB Group. ... The Commonwealth Bank of Australia (commonly just the Commonwealth Bank) is the second largest bank in Australia, after the National Australia Bank. ... A commercial bank is a type of financial intermediary and a type of bank. ... According to investopedia. ... ANZ Banking Group New Zealand is one of the largest banks in New Zealand. ... shelby was here 2004 (MMIV) was a leap year starting on Thursday of the Gregorian calendar. ...

In addition to operations throughout Australia and New Zealand, ANZ also extends itself to twenty-five other nations. It is one of the leading banks in the South Pacific and in Asia. ^[2] World map exhibiting a common interpretation of Oceania; other interpretations may vary. ... World map showing the location of Asia. ...

ANZ posted a net profit of A$3.69 billion for the year ended September 30, 2006. ANZ recorded revenue growth of 8.4 per cent in the year ended September 30, with group operating revenue of A$10.15 billion and assets of $335 billion. ^[1]

History

1800s

• 1835: ANZ began in London when The Bank of Australasia was established under Royal Charter
• 1837:The Union Bank of Australia was established. This was an Anglo-Australian bank
• 1852: The English, Scottish and Australian Bank (ES&A) was established in 1852. This was an Anglo-Australian bank

1950-60s

An ANZ newspaper ad from 1957.

• 1951: The Bank of Australasia merges with the Union Bank of Australia to form ANZ Bank
• 1966: Starts operations in Honiara, Solomon Islands
• 1968: Opens office in New York, USA
• 1969: Establishes representative office in Tokyo, Japan

1970s

• 1970:
  • In what was then the largest merger in Australian banking history, ANZ merged with the English, Scottish and Australian Bank Limited to form the present organisation, Australia and New Zealand Banking Group Limited
  • Starts operations in Vanuatu
• 1971: Opens representative office in Malaysia
• 1976: ANZ (PNG) established
• 1977: ANZ incorporated in Australia (transfer from UK)
• 1979: Acquires the Bank of Adelaide

The Bank of Adelaide was founded in 1865 in Adelaide, the capital of South Australia. ...

1980s

• 1980: Singapore and New York representative offices upgraded to branch status
• 1984: Purchases Grindlays Bank
• 1985:
  • Acquires Barclays’ operations in Fiji and Vanuatu
  • Receives full commercial banking licence and opens branch in Frankfurt, Germany
  • Announces ANZ Singapore Limited
  • Opens representative office in Bangkok, Thailand
• 1988:
  • Opens branch in Rarotonga, Cook Islands
  • Opens branch office in Paris, France
• 1989: Purchases PostBank from New Zealand Government

1990s

ANZ World Headquarters. Affectionately known as Gotham City due to its architecture. Queen Street, Melbourne.

• 1990:
  • Acquires National Mutual Royal Bank Limited
  • Acquires Lloyds’ operations in Papua New Guinea
  • Acquires Bank of New Zealand’s operations in Fiji
  • Acquires Town and Country Building Society in Western Australia

• 1991:
  • Acquires 75 per cent of Bank of Western Samoa
  • Opens representative office in the Philippines

• 1993:
  • New world headquarters built in Melbourne, Australia
  • Joint venture established with PT Panin Bank, Indonesia
  • Opens a branch in Hanoi and a representative office in Ho Chi Minh City, Vietnam
  • Opens a branch in Shanghai and a representative office in Guangzhou, China
  • Starts operations in Tonga
  • Sold Canadian operations to HSBC Bank Canada

• 1995:
  • Opens a commercial banking branch in Manila, Philippines, the first Australian and New Zealand bank to do so

• 1996:
  • www.anz.com launched
  • ANZ opens its second Vietnamese branch at Ho Chi Minh City

• 1997:
  • John McFarlane appointed Chief Executive Officer
  • ANZ Phone Banking launched
  • Official opening of Beijing branch, China
  • Bank of Western Samoa changes its name to ANZ Bank (Samoa)
• 1998: Acquires stake in PT Panin Bank, Indonesia

• 1999:
  • ANZ Internet Banking launched
  • ANZ announces strategic alliance with E*Trade Australia for online share trading service
  • Purchases Amerika Samoa Bank

Image File history File linksMetadata Anz_world_headquarters_queen_street_melbourne. ... Image File history File linksMetadata Anz_world_headquarters_queen_street_melbourne. ... The Gotham skyline with the Bat-signal. ... Queen Street is a street in the Melbourne central business district. ... Melbournes CBD has grown to straddle the Yarra River in three major precincts. ... HSBC Bank Canada, formerly the Hongkong Bank of Canada, is a bank in Canada that is part of British banking giant HSBC - one of the largest banking groups in the world. ...

2000s

• 2000:
  • ANZ sells its Grindlays businesses in the Middle East and South Asia, and associated Grindlays Private Banking business, to Standard Chartered
  • Granted local currency (Renminbi) licence from the People’s Bank of China
• 2001:
  • Acquires 75 per cent of Bank of Kiribati
  • ANZ Timor Leste opens
  • Establishes cards business in Hong Kong
• 2002:
  • Forms joint venture with ING Group for funds management and life insurance business in Australia and New Zealand
  • One millionth customer registers for ANZ Internet Banking in Australia
• 2003: Acquires National Bank of New Zealand.
• 2006: New world headquarters announced for Melbourne Docklands near the headquarter of the National Australia Bank
• 2007 ANZ wins Money Magazine "Bank of the Year" award again after having been ousted by the National Australia Bank in 2006

The National Bank of New Zealand (NBNZ) is one of New Zealands largest banks. ... The Melbourne Docklands is a new inner city suburb and Urban renewal project in Melbourne, Australia. ... The National Australia Bank or nab (ASX: NAB, LSE: NAB, NYSE: NAB, TYO: 8637 ) colloquially the National or the NAB. The NAB is part of the NAB Group. ... The National Australia Bank or nab (ASX: NAB, LSE: NAB, NYSE: NAB, TYO: 8637 ) colloquially the National or the NAB. The NAB is part of the NAB Group. ...

Organizational Structure of the bank

Personal Banking

• Retail Banking
• Regional & Rural Banking
• Banking Products
• Mortgages
• Consumer Finance
• Investment & Insurance Products
• Small Business
• Pacific
• Esanda

Institutional Banking

• Client Relationship Group
• Corporate & Structured Finance
• Markets
• Debt & Transaction Services
• Corporate Banking
• Business Banking
• Asia
• Economics@ANZ
• Operations & Shared Services

New Zealand division

• ANZ New Zealand
• The National Bank

Other Business units

• International Partnerships
• ING Australia
• Private Bank

Shared Services

• Technology
• Payments
• Shared Services
• Operational & Technology Risk
• Property
• OTSS India

Corporate Centre

• Group Financial Management
• Internal Audit
• Corporate Communications
• Group Corporate Affairs
• People Capital and Breakout
• Risk Management
• Group Strategic Development

Asia-Pacific

ANZ is one of the leading Australian bank in the Asia-Pacific region. It has been aggressive in its expansion into the emerging markets of China, Vietnam, and Indonesia. Emerging markets are those countries that are on their way from a less developed to a developed country. ...

In March 2005, it formed a strategic alliance with Vietnam's Sacombank involving an acquisition of 10% of Sacombank’s share capital. As part of the strategic alliance, ANZ will provide technical assistance in the areas of risk management and retail and small business banking.

ANZ has followed a similar strategy in China, where it acquired a 20% share in Tianjin City Commercial Bank in July 2006. It is also expected to complete a similar deal with Shanghai Rural Commercial Bank by December 2006.

Community involvement

ANZ is involved in Community Services such as conducting financial literacy to minor and adult citizens of Australia.

The organisation also participates in the Australian Government's Greenhouse Challenge and the Carbon Disclosure Project which aims to greatly trim down environmental perils in the long run.

Advertising

• in 2005 an advertisement included two famous robots: Lost in Space robot, and a Dalek from Doctor Who

In 2006 the company started a TV campaign with a series of medium-sell ads featuring their new mascot - the Falcon, a bird trained to stop credit card thieves illustrating the company's measures in prevention of phishing. This campaign according to the review by Sydney's A Current Affair program was mentioned as one of the most popular new ads of the year. shows cast members: Angela Cartwright, Mark Goddard, Marta Kristen, Jonathan Harris, June Lockhart, Guy Williams & Bill Mumy. ... The Daleks (pronounced DAH-lecks; IPA: ) are a fictional extraterrestrial race of mutants from the British science fiction television series Doctor Who. ... Doctor Who is a long-running British science fiction television programme (and a 1996 television movie) produced by the BBC. The programme shows the adventures of a mysterious time-traveller known as the Doctor, who explores time and space in his TARDIS time ship with his companions, solving problems and... This phishing attempt, disguised as an official email from a (fictional) bank, attempts to trick the banks members into giving away their account information by confirming it at the phishers linked website. ... A Current Affair is a Fox network television show that ran for 10 years from 1986 to 1996 and is reappearing in 2005. ...

Notes and references

See also

• ANZ Investment Bank