A credit manager is a person employed by an organization to make credit decisions concerning terms of payment to their customers.

There are two broad categories of credit managers:

1. Business-to-Consumer
2. Business-to-Business

United States

Business-to-Business Professional Credit Managers can receive a Credit Business Associate CBA or a Credit Business Fellow CBF certification from the National Association of Credit Managers The Credit Business Associate (CBA) is an professional designation for a Credit Manager. ... The Credit Business Fellow (CBF) Designation is an academic and participation-based designation for a business-to-business Credit Manager which illustrates that achievers are knowledgeable about and have contributed to the field of business credit by first having earned the CBA designation as well as having completed additional course...

There are two programs offered by affiliates of the NACM.

1. Credit Administration Program CAP
2. Advance Credit Administration Program ACAP

A low to mid level manager in most organizations, Credit Managers are known for avoiding risk and are often viewed as making decisions based on an agenda that is not always in sync with corporate objectives. Credit management is usually not a path into executive management. The Credit Administration Program provides business credit professionals with a foundation of knowledge and prepares applicants for the Credit Business Associate (CBA) Designation proficiency exam. ... The Advanced Credit Administration Program is a series of college equivalent courses designed to prepare a Credit Manager for additional managerial responsibilities and for the CBF Designation exam. ...