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Disability Insurance (1250 words) |
 | Most insurance companies will issue disability insurance coverage equal to approximately 60 percent of earned income; however, interns, residents, fellows and physicians just entering practice are provided with special limits. These special limits permit them to purchase benefits in excess of what their current earnings would normally allow. |
| Although women are better risks for life insurance coverage, this is not the case with disability insurance. |
| This type of disability policy has become the most prevalent in the industry today and typically pays benefits if you are unable to perform the substantial and material duties of your occupation and you are not working. |
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