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Encyclopedia > Face amount

Face value is the value of a coin or paper money, as printed on the coin or bill itself by the minting authority. While the face value usually refers to the true value of the coin or bill in question (as with circulation coins) it can sometimes be largely symbolic, as is often the case with bullion coins. For example, a one troy ounce (31 g) American Gold Eagle bullion coin is worth and sells for about $670 USD at current market prices (as of July 17 2006) and yet has a face value of only $50 USD. A coin is usually a piece of hard material, generally metal and usually in the shape of a disc, which is issued by a government to be used as a form of money. ... Paper Money is the second album by the band Montrose. ... A precious metal is a rare metallic element of high, durable economic value. ... The American Gold Eagle is the official bullion gold coin of the United States. ... The United States dollar is the official currency of the United States. ...


The face value of bonds usually represents the principal or redemption value. Interest payments are expressed as a percentage of face value. Before maturity, the actual value of a bond may be greater or less than face value, depending on the interest rate payable and the perceived risk of default. As bonds approach maturity, actual value approaches face value. Bonds can refer to: A financial bond (including a junk bond or a zero-coupon bond) Barry Bonds A chemical bond (including the ionic bond, covalent bond, coordinate covalent bond, metallic bond, hydrogen bond, Carbon-carbon bond, Disulfide bond and Glycosidic bond) This is a disambiguation page — a navigational aid... A principal is: The head of an educational institution. ... Redemption Value is the value that is placed on a person or institutions head after they do something bad to you. ... In finance, interest has three general definitions. ... Default is the name of a number of quite different concepts. ... Maturity may refer to: Sexual maturity Maturity, a geological term describing hydrocarbon generation Maturity, a financial term indicating the end of payments of principal or interest Look up Maturity in Wiktionary, the free dictionary. ...


In the case of stock certificates, face value is the par value of the stock. In the case of common stock, par value is largely symbolic. In the case of preferred stock, dividends may be expressed as a percentage of par value. In financial terminology, stock is the capital raised by a corporation, through the issuance and sale of shares. ... Par value has several meanings depending on the context, whether used in the equities market, or in the bond markets, and partially also dependent on where in the world the par value term is used. ... Common stock, also referred to as common shares, are, as the name implies, the most usual and commonly held form of stock in a corporation. ... A preferred stock, also known as a preferred share or simply a preferred, is a share of stock carrying additional rights above and beyond those conferred by common stock. ...


The face value of a life insurance policy is the death benefit. In the case of so-called "double indemnity" life insurance policies, the beneficiary receives double the face value in case of accidental death. It has been suggested that Life assurance be merged into this article or section. ... Double Indemnity is a 1944 film noir. ... A beneficiary in the broadest sense is a natural person or other legal entity who receives money or other benefits from a benefactor. ...


The face value of property, casualty or health insurance policies is the maximum amount payable, as stated on the policy's face or declarations page. Property insurance provides protection against risks to property, such as fire, theft or weather damage. ... Casualty insurance is a broad category of insurance that includes almost any coverage that is not related to life, health, or property. ... This article or section does not cite its references or sources. ...


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  Results from FactBites:
 
face value: Definition and Much More from Answers.com (1073 words)
The face value of an instrument such as a financial document is only the amount shown on it, without the inclusion of interest or fees customarily added or reference to its actual market value.
While the face value usually refers to the true value of the coin or bill in question (as with circulation coins) it can sometimes be largely symbolic, as is often the case with bullion coins.
The face value of property, casualty or health insurance policies is the maximum amount payable, as stated on the policy's face or declarations page.
Payday Lending Introduction (1457 words)
Finance charges on the amount of a small loan greater than $250 and less than or equal to $400 are limited to 13 percent of the amount over $250 and less than $400.
Finance charges on the amount of the small loan greater than $400 and less than or equal to $500 are limited to 10 percent of the amount over $400 and less than $500.
A licensee may not charge a fee for each deferred deposit loan entered into with a consumer that exceeds 25 percent of the principal amount of the deferred deposit loan that is advanced or, in the case of an electronic transaction, 25 percent of the principal amount of the deferred deposit loan.
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