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Encyclopedia > Jobseeker's Allowance

In the United Kingdom Jobseeker's Allowance (JSA), colloquially known as The Dole, is a form of unemployment benefit that is paid by the government to people who are unemployed ie. bludging and notseeking work. It is part of the social security benefits system and is meant to cover the cost of living expenses in periods where the claimant is out of work. It is paid by the Department for Work and Pensions (DWP), normally through the local Jobcentre Plus office out of the tax payers money.. It is a working age benefit, and is only available to those 18-60, except in certain circumstances. Unemployment benefits are payments made by governments to unemployed people. ... Unemployment rates in the United States. ... Social security primarily refers to social welfare service concerned with social protection, or protection against socially recognized conditions, including poverty, old age, disability, unemployment and others. ... The Department for Work and Pensions is a department of the Government of the United Kingdom, created on June 8, 2001 from the merger of the Employment part of the Department for Education and Employment and the Department of Social Security. ... JobCentre Plus is the government-funded employment agency facility and the social security office in the United Kingdom, often operated from a high street shop. ...


There are two forms of Jobseeker's Allowance, bludger-based and derro-based


Contributions are collected for the DWP by Contributions Office (HM Revenue and Customs), who keep a permanent record of contributions paid by everyone in the UK who has a National Insurance number. DWP is an acronym that could mean: Department of Water and Power Department for Work and Pensions [1] - Departments of the United Kingdom Government Detroit Wireless Project [2] Duluth, Winnipeg and Pacific - AAR reporting mark DWP This is a disambiguation page — a navigational aid which lists other pages that... Her Majestys Revenue and Customs (HMRC) is a new department of the British Government created by the merger of the Inland Revenue and Her Majestys Customs and Excise which came into formal effect on 18 April 2005. ... UK Income Tax and National Insurance (2005–2006) UK Income Tax and National Insurance as a % of Salary (2005–2006) National Insurance is a system of taxes, and related social security benefits, that has operated in the United Kingdom since its introduction in 1911, and wider extension by the government...


According to the 1911 Encyclopædia Britannica article on Dole, the word dole, meaning a charitable distribution of food and money, derives from Old English dal, from which we also get the word deal - New Deal. Supporters contend that the Eleventh Edition of the Encyclopædia Britannica (1910-1911) represents the sum of human knowledge at the beginning of the 20th century; indeed, it was advertised as such. ... Old English (also called Anglo-Saxon[1], Old English: ) is an early form of the English language that was spoken in parts of what is now England and southern Scotland between the mid-fifth century and the mid-twelfth century. ... The New Deal is the name of a welfare-to-work scheme introduced in the United Kingdom by the year-old Labour government in 1998. ...


Receiving Jobseeker's Allowance is also known colloquially as "bludging", due to the need to present at the Job Centre each fortnight (see below).


Australia has implemented strikingly similar unemployment/welfare policies, which also have official titles based on informal, colloquial terminology. (eg. see Centrelink and Work for the dole). A Centrelink office at Innaloo, Western Australia. ... Work for the Dole is an Australian federal government programme that provides work experience to job seekers. ...

Contents

Contribution-based Jobseeker's Allowance

Contribution-based Jobseeker's Allowance, JSA(C), is based on Class 1 National Insurance contributions. Certain other benefits including Statutory sick pay, Statutory paternity pay, Statutory maternity pay, Statutory adoption pay, Incapacity benefit, Bereavement benefit, Carer's allowance and Contribution-based Jobseeker's Allowance itself also count towards Class 1 contributions and are called "Credited Class 1 contributions". UK Income Tax and National Insurance (2005–2006) UK Income Tax and National Insurance as a % of Salary (2005–2006) National Insurance is a system of taxes, and related social security benefits, that has operated in the United Kingdom since its introduction in 1911, and wider extension by the government... Sick leave (or sickness pay or sick pay) is an employee benefit in the form of paid leave which can be taken during periods of sickness. ... This is a United Kingdom state benefit intended for those below the State Pension age who cannot work because of illness or disability. ... Bereavement benefit replaced Widows benefit in the United Kingdom in April 2001. ...


Self-employed people do not pay Class 1 contributions, and thus may not claim JSA(C).


To be eligible to make a claim for JSA(C) the claimant must first of all prove that they are actively seeking work. This is done by filling in a Jobseeker's Agreement form and attending a New Jobseeker interview (NJI). They must also present themselves to their local Job Centre every fortnight thereafter to "sign on".


They must also have to have paid Class 1 National Insurance contributions on earnings of at least twenty five times the Lower Earnings Limit in one of the two complete financial years before the start of the claim year in which the claim is being made. They must also have to have paid Class 1 or Credited Class 1 contributions on earnings of at least fifty times the Lower Earnings Limit in both complete financial years before the start of the claim year in which the claim is being made. UK Income Tax and National Insurance (2005–2006) UK Income Tax and National Insurance as a % of Salary (2005–2006) National Insurance is a system of taxes, and related social security benefits, that has operated in the United Kingdom since its introduction in 1911, and wider extension by the government... A fiscal year or financial year is a 12-month period used for calculating annual (yearly) financial reports in businesses and other organizations. ... In the United Kingdom welfare benefits system a claim year is the year in which a claim for benefits or tax credits is being made. ...


Income-based Jobseeker's Allowance

People who are not eligible for JSA(C) may claim for Income-based Jobseeker's Allowance, JSA(IB), which is means tested for each individual claimant and/or their dependents. People who are eligible for JSA(C) may also claim JSA(IB) for any additional payments due under that benefit (for family dependents, for example). Eligibility for JSA(C)is used up (in the first twenty six weeks) before moving onto full JSA(IB) which may only be paid if the claimant has less than £16,000 in savings (correct as of July 2006). Payments are also reduced when the person has savings between £8,000 and £16,000. The term means test refers to an investigative process undertaken to determine whether or not an individual or family is eligible to receive certain types of benefits from the government. ... “GBP” redirects here. ... Early elections in November are announced in the Netherlands. ...


Both forms of benefit face 100% marginal deductions if the individual earns more than a small amount and are withdrawn from those working sixteen or more hours a week.


Sanctions regime

In certain cases, a claimant's Jobseeker's Allowance may be stopped. Those are:

  • Not being available for or actively seeking work, or not signing the Jobseeker's Agreement: if a claimant doesn't declare on the Jobseeker's Agreement that they're available for and actively seeking work, and sign it, then benefit will be suspended until the date that the claimant completes and signs the agreement. Once the agreement has been signed, a Decision Maker will decide how much of the back benefit the claimant should get, if any.
  • Missing a Restart interview: claim will be terminated unpaid, back benefit entitlement will be lost, and the client will need to make a new claim.
  • Voluntarily leaving work, or refusing a notified vacancy: temporary reduction or stoppage of benefit payment, known as a sanction. The sanction may be up to 26 weeks, and the length will be decided by an adjudicator. A notified vacancy is a job vacancy which the claimant has found out about from Job Centre Plus, who keep records of all the jobs their clients request information about.
  • Refusing to attend compulsory scheme, or failing to comply with Direction: sanction of two weeks for first 'offence', and four weeks for second and subsequent offences.

New Deal

If a claimant below 60 years of age has been unemployed for 18 months, they will be placed on the New Deal scheme. Claimants under 25 years old will be placed on New Deal after six months. Some may also enter the New Deal process early if they fall in special categories. The New Deal is the name of a welfare-to-work scheme introduced in the United Kingdom by the year-old Labour government in 1998. ...


Over 60

Customers reaching the age of 60 are still eligible to claim Jobseeker's Allowance, however, they must remain actively looking for work. If a customer wishes, they can apply for Pension Credit, after they have reached their 60th birthday, which will replace their Jobseeker's payments, and avoid the requirement to sign on. Provided the customer does not resume work after their 60. birthday, NI credits will be paid on their behalf, regardless of whether they are claiming either benefit.


External links


  Results from FactBites:
 
Multiple Sclerosis Society Website - Welcome to the MS Society - Jobseekers (731 words)
Jobseeker's Allowance is for people who are unemployed or working less than 16 hours a week, and who are available for and actively seeking work.
There are two types of Jobseeker's Allowance: contribution-based Jobseeker's Allowance and income-based Jobseeker's Allowance, and it is possible to get both at the same time.
Contribution-based Jobseeker’s Allowance is usually paid at a flat rate of £59.15 a week (There are lower rates of £46.85 for those aged between 18 and 24, and £35.65 for those aged under 18).
Jobseekers Allowance - definition of Jobseekers Allowance in Encyclopedia (562 words)
Contribution-based Job Seeker's Allowance is based on previous contributions that the claimant has made to National Insurance but may only be claimed by people who have made what are called Class 1 contributions.
To be eligible to make a claim for Contribution-based Job Seeker's Allowance the claimant must first of all prove that they are actively seeking work and that they are available for work, and they must present themselves to their local Job Centre every fortnight to "sign on".
People who are not elligible for Contribution-based Jobseekers Allowance may claim for Income-based Job Seeker's Allowance, which is means tested for each individual claimant.
  More results at FactBites »


 

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