Mutual insurance is a type of insurance where those protected by the insurance (policyholders) also own the organization. Historically most insurance companies began with the mutual (or cooperative) structure, but many have gone through demutualization and become public companies. Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of potential financial loss. ... A mutual organization (or society) is a cooperative organization (which is often, but not always, a company or business) based on the principle of mutuality. ... The term demutualization (or demutualisation) describes the process by which mutual organizations or companies (mutuals) convert themselves to for-profit (or profit-making) public companies which distribute profits to their shareholders in the form of dividends. ... A public company is a company owned by the public. ...

List of mutual insurance companies

Japan

• Asahi Mutual Life Insurance Company
• The Dai-ichi Mutual Life Insurance Company
• Fukoku Mutual Life Insurance Company
• Meiji Yasuda Life Insurance Company
• Nippon Life Insurance Company
• Sumitomo Life Insurance Company

Asahi Mutual Life Insurance Company (朝日生命保険相互会社 Asahi Seimei Hoken Sōgo-kaisha) is a Japanese insurance company. ... The Dai-Ichi Mutual Life Insurance Company (第一生命保険相互会社; Dai-Ichi Seimei Hoken Sōgo Gaisha) is the second largest life insurer in Japan. ... Meiji Yasuda Life Insurance Company (明治安田生命保険相互会社; Meiji Yasuda Seimei Hoken Sōgo-kaisha) is a Japanese life insurance company. ... Nippon Life Insurance Company (日本生命保険相互会社; Nihon Seimei Hoken Sōgo-kaisha, Nissay) is a Japanese company. ... Sumitomo Life Insurance Company (住友生命保険相互会社; Sumitomo Seimei Hoken Sōgo-kaisha, Sumisei) is a Japanese life insurer. ...

United States

• American Family Insurance
• Liberty Mutual
• Mutual of Omaha
• Nationwide Mutual Insurance Company
• New York Life Insurance Company
• Northwestern Mutual
• State Farm Insurance

American Family Insurance Group is a private mutual company which focuses on property, casualty and auto insurance, but also offers life, health, and homeowners coverage, as well as investment and retirement-planning products. ... Liberty Mutual is a large American insurance company. ... Mutual of Omaha is an insurance company based in Omaha, Nebraska. ... Diversity Nationwide received a 100% rating on the Corporate Equality Index released by the Human Rights Campaign starting in 2004, the third year of the report. ... The New York Life Insurance Company was founded in 1841 as the Nautilus Insurance Company in New York City, with assets of just $17,000. ... Northwestern Mutual Financial Network is an insurance company based in Milwaukee, Wisconsin. ... State Farm Insurance Companies are a group of large US insurance and financial services companies started in 1922 by former farmer George J. Mecherle (pronounced Ma-herl). ...

List of demutualized insurance companies

Japan

• Daido Life Insurance Company
• The Kyoei Fire & Marine Insurance Co,. Ltd.
• Mitsui Life Insurance Co,. Ltd.
• Taiyo Life Insurance Company
• Yamato Life Insurance Company

South Africa

• Old Mutual

Old Mutual is a South African insurance company. ...

United States

• Metropolitan Life Insurance Company
• MONY
• Prudential Insurance

MetLife, Inc. ... This article refers to Prudential Financial, based in the United States. ...

List of defunct mutual insurance companies

Japan

• Chiyoda Mutual Life Insurance Company
• Daihyaku Life Insurance Company
• Daiichi Mutual Fire & Marine Insurance Company
• Nissan Mutual Life Insurance Company
• Toho Mutual Life Insurance company
• Tokyo Mutual Life Insurance Company