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Payment orders are a predominant form of settlements because they are widely used as payment for goods and services and in non-commodity operations, such as the transfer of taxes, duties and other compulsory payments to the budgets of all levels and extrabudgetary funds.
Other instruments of payment, such as payment orders, which are used in partial payment of settlement documents when a client has not enough funds in his account and in a number of special cases when a bank’s details or a bank’s clients’ details have changed accounted for 21.0% in number and 8.7% in volume.
Payments effected by Bank of Russia clients that are not credit institutions accounted for 16.4% and 19.8% of all payments respectively and payments by Bank of Russia branches and divisions on their own settlement operations for 1.2% and 0.7%.
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