St. Paul Travelers Companies, Inc.

Type	Public (NYSE: STA)
Founded	Merger of Travelers Property Casualty Corp. and The St. Paul Companies in 2004
Location	Saint Paul, Minnesota, USA
Key people	Jay Fishman, Chairman & CEO
Industry	Insurance, Property & casualty insurance, Risk Management
Products	Insurance policies are contracted and sold through an insurance broker.
Revenue	$23 billion billion USD (2004)
Operating Income	{{{operating_income}}}
Net Income	{{{net_income}}}
Employees	~29,200 (2006)
Website	www.stpaultravelers.com
{{{footnotes}}}

The St. Paul Travelers Companies, Inc. (NYSE: STA) is the second largest underwriter of commercial property casualty and personal insurance in the United States. A public company is a company owned by the public. ... New York Stock Exchange (June 2003) The New York Stock Exchange (NYSE), also nicknamed the Big Board, is the largest stock exchange in the world (by dollar volume) and second largest by number of listings. ... 2004 (MMIV) was a leap year starting on Thursday of the Gregorian calendar. ... Motto: Nickname: Location in Ramsey County, Minnesota Founded 1851 Incorporated 1854 County Ramsey County Borough {{{borough}}} Parrish {{{parrish}}} Mayor Chris Coleman (DFL) Area  - Total  - Water 145. ... Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of potential financial loss. ... Property & casualty insurance is an insurance industry term for companies to define the type of products they provide and what category amoung insurance company they are. ... Generally, Risk Management is the process of measuring, or assessing risk and then developing strategies to manage the risk. ... An Insurance Broker sources (brokes) contracts of insurance on behalf of their customers. ... In business, revenue is the amount of money that a company actually receives from its activities, mostly from sales of products and/or services to customers. ... Green up arrow for a positive change in revenue from last fiscal year. ... This article is about general United States currency. ... 2004 (MMIV) was a leap year starting on Thursday of the Gregorian calendar. ... EBIT stands for Earnings before Interest and Taxes (operating income). ... Net income is equal to the income that a firm has after subtracting costs and expenses from the total revenue. ... Employment is a contract between two parties, one being the employer and the other being the employee. ... The front page of the English Wikipedia Website. ... New York Stock Exchange (June 2003) The New York Stock Exchange (NYSE), also nicknamed the Big Board, is the largest stock exchange in the world (by dollar volume) and second largest by number of listings. ... Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of potential financial loss. ...

Top: The familiar umbrella logo of the former Travelers. Bottom: The logo of the former The St. Paul.

A merger between The St. Paul Companies and Travelers Property Casualty Corporation occurred on April 1, 2004 forming St. Paul Travelers. The company is headquartered in Saint Paul, Minnesota but has major operations in Hartford, Connecticut, the former headquarters of Travelers Property Casualty. There are field offices in every U.S. state, plus operations in the United Kingdom, Ireland, Canada and Mexico. In 2004, the company reported revenues of US$23 billion and total assets of $112 billion. April 1, 2004 was an April Fools Day that fell on a Thursday. ... Motto: Nickname: Location in Ramsey County, Minnesota Founded 1851 Incorporated 1854 County Ramsey County Borough {{{borough}}} Parrish {{{parrish}}} Mayor Chris Coleman (DFL) Area  - Total  - Water 145. ... Motto: Nickname: The Insurance Capital of the World or New Englands Rising Star Location in Hartford County, Connecticut Founded Incorporated 1849   County Hartford County Borough {{{borough}}} Parrish {{{parrish}}} Mayor Eddie Perez Area  - Total  - Water 46. ... 2004 (MMIV) was a leap year starting on Thursday of the Gregorian calendar. ... In business, revenue is the amount of money that a company actually receives from its activities, mostly from sales of products and/or services to customers. ... This article is about general United States currency. ... In business and accounting an asset is anything owned, whether in possession or by right to take possession, by a person or a group acting together, e. ...

The St. Paul Travelers Companies, Inc., through its subsidiaries and nearly 11,000 agent and brokerage firms, provides commercial and personal property and casualty insurance products and services to businesses, government units, associations, and individuals in the United States. The company offers insurance through three segments, Commercial, Specialty, and Personal:

• The Commercial segment offers various property and casualty insurance and insurance-related services to its clients through independent agencies and brokers.
• The Specialty segment provides various insurance coverage and services through underwriting, claims handling, and risk management groups.
• The Personal segment writes various types of property and casualty insurance covering personal risks. Its products are distributed through independent agents and sponsoring organizations, such as employee and affinity groups, as well as through joint marketing arrangements with other insurers.

Prior to the merger, in 1998 The St. Paul Companies acquired USF&G known formerly as United States Fidelity and Guaranty Company, a Baltimore, Maryland based insurance company. Property & casualty insurance is an insurance industry term for companies to define the type of products they provide and what category amoung insurance company they are. ... In commerce, a broker is a party that mediates between a buyer and a seller. ... // Securities underwriting Securities underwriting is a way of placing a newly issued security, such as stocks or bonds, with investors. ... Generally, Risk Management is the process of measuring, or assessing risk and then developing strategies to manage the risk. ... An affinity group is a small group of activists (usually from 5-20) who work together on direct action. ... 1998 (MCMXCVIII) is a common year starting on Thursday of the Gregorian calendar, and was designated the International Year of the Ocean. ... USF&G was a Baltimore, Maryland based insurance company that was acquired by the Saint Paul Companies in 1998. ... Motto: The Greatest City in America (formerly The City That Reads; BELIEVE is not the official motto but rather a specific campaign) Nickname: Charm City Mob Town B-more Map Location in Maryland Political Statistics Founded 30 July 1729 Incorporated 1797 County Independent city Borough {{{borough}}} Parrish {{{parrish}}} Mayor Martin...

The St. Paul Companies was founded in 1853 and Travelers Property Casualty Corp. was founded in 1864. 1853 was a common year starting on Saturday (see link for calendar). ... 1864 (MDCCCLXIV) was a leap year starting on Friday (see link for calendar) of the Gregorian calendar or a leap year starting on Sunday of the 12-day-slower Julian calendar. ...

External links

• Company home page