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Economy > Debt > Banks > Interest rate spread > Lending rate minus deposit rate, %: Countries Compared

DEFINITION: Interest rate spread (lending rate minus deposit rate, %). Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.

CONTENTS

# COUNTRY AMOUNT DATE GRAPH HISTORY
1 Zimbabwe 144.6% 2005
2 Madagascar 49.5% 2012
3 Guinea-Bissau 48.25% 1996
4 Brazil 28.73% 2012
5 Malawi 21.25% 2012
6 Democratic Republic of the Congo 20.73% 2012
7 Laos 19.61% 2010
8 Tajikistan 17.51% 2012
9 Peru 16.78% 2012
10 The Gambia 16.5% 2012
11 Jamaica 14.1% 2012
12 Federated States of Micronesia 13.9% 2012
13 Costa Rica 13.47% 2012
14 Sao Tome and Principe 13.28% 2012
15 Paraguay 13.24% 2012
16 Angola 13.05% 2012
17 Guyana 12.34% 2012
18 Guinea 11.88% 2000
19 East Timor 11.3% 2012
20 Mauritania 11.19% 2012
21 Nicaragua 11% 2012
=22 Cameroon 10.75% 2007
=22 Republic of the Congo 10.75% 2007
=22 Central African Republic 10.75% 2007
=22 Gabon 10.75% 2007
=22 Equatorial Guinea 10.75% 2007
=22 Chad 10.75% 2007
28 Sierra Leone 10.61% 2012
29 Solomon Islands 10.42% 2012
30 Papua New Guinea 10.33% 2012
31 Uganda 10.08% 2012
32 Liberia 10.02% 2012
33 Togo 9.75% 1992
34 Ecuador 9.67% 2007
35 Rwanda 9.57% 2010
36 Honduras 9.52% 2012
37 Bolivia 9.51% 2012
38 Kosovo 9.12% 2012
39 Djibouti 9.1% 2011
40 Ghana 9.08% 1988
Europe average (profile) 9.08% 1999
=41 Burkina Faso 9% 1992
=41 Senegal 9% 1992
=41 Cote d'Ivoire 9% 1992
=41 Benin 9% 1992
=41 Mali 9% 1992
=41 Niger 9% 1992
47 Seychelles 8.89% 2012
Former Soviet republics average (profile) 8.8% 2010
48 Comoros 8.75% 2012
49 Bhutan 8.5% 2012
50 Haiti 8.48% 2012
51 Nigeria 8.38% 2012
Latin America and Caribbean average (profile) 8.29% 2012
Former Spanish colonies average (profile) 8.22% 2007
52 Guatemala 8.19% 2012
53 Kenya 8.15% 2012
54 Azerbaijan 8.13% 2012
55 Belize 8.03% 2012
56 Burundi 8% 1988
57 Dominican Republic 7.99% 2012
58 Morocco 7.98% 2005
59 Armenia 7.66% 2012
60 Aruba 7.64% 2012
61 Croatia 7.6% 2012
62 Kyrgyzstan 7.46% 2012
63 Botswana 7.39% 2012
64 Samoa 7.39% 2012
65 Lesotho 7.27% 2012
66 Colombia 7.23% 2012
67 Iceland 7.17% 2004
68 Iraq 7.16% 2012
69 Germany 7.04% 2002
70 Antigua and Barbuda 7% 2012
Heavily indebted countries average (profile) 6.97% 2002
71 Grenada 6.87% 2012
72 Mongolia 6.84% 2012
73 Serbia 6.83% 2012
74 Tonga 6.78% 2012
75 Maldives 6.75% 2012
76 Uruguay 6.75% 2012
77 Bulgaria 6.63% 2012
78 Saint Vincent and the Grenadines 6.54% 2012
79 Saint Lucia 6.44% 2012
Former British colonies average (profile) 6.44% 2012
80 Montenegro 6.3% 2012
81 Swaziland 6.29% 2012
82 Algeria 6.25% 2012
83 Trinidad and Tobago 6.21% 2012
84 Barbados 6.14% 2012
85 Cape Verde 6.11% 2012
Emerging markets average (profile) 6.01% 2012
86 Tanzania 5.95% 2012
87 Dominica 5.94% 2012
88 Indonesia 5.85% 2012
89 Romania 5.82% 2012
90 Moldova 5.79% 2012
91 Pakistan 5.54% 2012
OPEC countries average (profile) 5.48% 2011
92 Albania 5.46% 2012
93 Ukraine 5.43% 2012
Eastern Europe average (profile) 5.39% 2012
94 Mozambique 5.38% 2012
NATO countries average (profile) 5.3% 2002
95 Brunei 5.27% 2012
96 Singapore 5.24% 2012
97 Belgium 5.24% 2003
98 Macau 5.19% 2012
99 Latvia 5.15% 2012
100 Zambia 5.15% 2012
101 Estonia 5.07% 2012
102 Jordan 5.01% 2012
=103 Yemen 5% 2012
=103 Burma 5% 2012
105 Hong Kong 4.99% 2012
106 Bahrain 4.95% 2012
107 Suriname 4.95% 2012
108 Italy 4.88% 2003
European Union average (profile) 4.88% 2002
109 San Marino 4.84% 2011
110 Panama 4.77% 2012
111 Denmark 4.7% 2002
112 El Salvador 4.64% 2000
113 Sri Lanka 4.62% 2012
114 Fiji 4.55% 2012
115 Slovenia 4.54% 2009
116 Saint Kitts and Nevis 4.46% 2012
117 United Arab Emirates 4.45% 2001
118 Namibia 4.44% 2012
Middle Eastern and North Africa average (profile) 4.4% 2005
119 Czech Republic 4.38% 2012
120 Nepal 4.38% 2010
121 Egypt 4.36% 2012
122 France 4.35% 2004
123 Greece 4.31% 2003
124 Thailand 4.3% 2012
125 Lithuania 4.28% 2010
126 Chile 4.27% 2012
127 Georgia 4.1% 2012
128 Bosnia and Herzegovina 3.94% 2012
129 Vanuatu 3.91% 2010
Group of 7 countries (G7) average (profile) 3.88% 1998
High income OECD countries average (profile) 3.87% 2002
Eurozone average (profile) 3.81% 2002
130 Hungary 3.72% 2012
131 Qatar 3.71% 2012
Non-religious countries average (profile) 3.71% 2004
132 Syria 3.69% 2010
133 Mexico 3.65% 2012
134 Russia 3.57% 2012
135 European Union 3.55% 2006
136 Libya 3.5% 2012
137 Austria 3.43% 1999
138 Republic of Macedonia 3.41% 2012
139 Israel 3.35% 2012
140 Ethiopia 3.32% 2008
141 South Africa 3.31% 2012
142 Cyprus 3.3% 2007
143 Poland 3.28% 2006
144 Australia 3.06% 2012
145 Oman 3.03% 2012
146 China 3% 2012
147 Vietnam 2.97% 2012
148 Kuwait 2.94% 2012
149 Portugal 2.79% 1999
150 The Bahamas 2.74% 2012
151 United Kingdom 2.73% 1998
152 Finland 2.66% 2004
153 Switzerland 2.66% 2012
154 Ireland 2.64% 2005
155 Malta 2.62% 2006
156 Sweden 2.52% 2005
157 Philippines 2.52% 2012
158 Canada 2.52% 2012
159 Tunisia 2.5% 1988
160 Mauritius 2.43% 2012
161 Argentina 2.04% 2012
162 Slovakia 2% 2008
163 Norway 2% 2009
164 Luxembourg 1.96% 1998
165 Venezuela 1.87% 2012
166 Spain 1.81% 2002
167 Malaysia 1.8% 2012
168 New Zealand 1.72% 2012
169 South Korea 1.7% 2012
170 Lebanon 1.48% 2012
171 Bangladesh 1.31% 2012
172 Japan 0.929% 2012
173 Iran -0.162% 2011
174 Netherlands -1.112% 2012
175 Belarus -2.808% 2012

Citation

"Countries Compared by Economy > Debt > Banks > Interest rate spread > Lending rate minus deposit rate, %. International Statistics at NationMaster.com", International Monetary Fund, International Financial Statistics and data files. World Bank World Development Indicators. Aggregates compiled by NationMaster. Retrieved from http://www.nationmaster.com/country-info/stats/Economy/Debt/Banks/Interest-rate-spread/Lending-rate-minus-deposit-rate,-%

Economy > Debt > Banks > Interest rate spread > Lending rate minus deposit rate, %: Countries Compared Map

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