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Economy > Debt > Banks Stats: compare key data on Belize & Guatemala

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Definitions

  • Automated teller machines > ATMs > Per 100,000 adults: Automated teller machines (ATMs) (per 100,000 adults). Automated teller machines are computerized telecommunications devices that provide clients of a financial institution with access to financial transactions in a public place.
  • Borrowers from commercial banks > Per 1,000 adults: Borrowers from commercial banks (per 1,000 adults). Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks. For many countries data cover the total number of loan accounts due to lack of information on loan account holders.
  • Commercial bank branches > Per 100,000 adults: Commercial bank branches (per 100,000 adults). Commercial bank branches are retail locations of resident commercial banks and other resident banks that function as commercial banks that provide financial services to customers and are physically separated from the main office but not organized as legally separated subsidiaries.
  • Deposit interest rate > %: Deposit interest rate (%). Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.
  • Interest rate spread > Lending rate minus deposit rate, %: Interest rate spread (lending rate minus deposit rate, %). Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.
  • Lending interest rate > %: Lending interest rate (%). Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.
  • Real interest rate > %: Real interest rate (%). Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator.
STAT Belize Guatemala HISTORY
Automated teller machines > ATMs > Per 100,000 adults 39.51
Ranked 78th. 38% more than Guatemala
28.7
Ranked 96th.

Borrowers from commercial banks > Per 1,000 adults 220.2
Ranked 28th. 34% more than Guatemala
164.38
Ranked 41st.

Commercial bank branches > Per 100,000 adults 24.46
Ranked 45th.
37.66
Ranked 23th. 54% more than Belize

Deposit interest rate > % 4.41%
Ranked 56th.
5.29%
Ranked 50th. 20% more than Belize

Interest rate spread > Lending rate minus deposit rate, % 8.03%
Ranked 34th.
8.19%
Ranked 31st. 2% more than Belize

Lending interest rate > % 12.44%
Ranked 49th.
13.49%
Ranked 39th. 8% more than Belize

Real interest rate > % 11.91%
Ranked 21st. 16% more than Guatemala
10.24%
Ranked 29th.

SOURCES: International Monetary Fund, Financial Access Survey. World Bank World Development Indicators.; International Monetary Fund, International Financial Statistics and data files. World Bank World Development Indicators.; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator. World Bank World Development Indicators.

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