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Nepal

Nepal Interest rates Stats

Definitions

  • Deposit interest rate: Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits."
  • Interest rate spread > Lending rate minus deposit rate: Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits."
  • Lending interest rate: Lending interest rate is the rate charged by banks on loans to prime customers.
  • Real interest rate: Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator.
  • Risk premium on lending > Prime rate minus treasury bill rate: Risk premium on lending is the interest rate charged by banks on loans to prime private sector customers minus the ""risk free"" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government."
STAT AMOUNT DATE RANK HISTORY
Deposit interest rate 2.25% 2007 131st out of 144
Interest rate spread > Lending rate minus deposit rate 5.75% 2007 83th out of 130
Lending interest rate 8% 2009 87th out of 114
Real interest rate -3.64% 2009 100th out of 102
Risk premium on lending > Prime rate minus treasury bill rate 1.65% 2009 54th out of 59

SOURCES: International Monetary Fund, International Financial Statistics and data files.; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; International Monetary Fund, International Financial Statistics database.

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